Are you tired of paying high prices for car insurance? Do you wish that there was a way to make your insurance premiums go down? You're in luck. There are multiple ways that you can lower your auto insurance costs, with little to no effort on your part. You may already have heard of some things to try, but having multiple ways to approach the situation is always good. Here are some less common methods of changing your insurance rates that you may not yet have heard of or tried: